常见问题
U.S. citizens or eligible non-citizens may complete the 免费申请联邦学生资助 (FAFSA) to determine eligibility for federal aid. 你需要一个 FSA ID to complete the FAFSA and other federal aid tasks.
UIW is a summer header school, which means our financial aid year begins in the summer. If you will be taking summer courses, you need the FAFSA that ends 与下一个日历年.
For example: Summer 2021 will be on the 2021-2022 FAFSA which covers Summer 2021 through Spring 2022.
The FAFSA opens on October 1 of each year for the following aid year cycle:
Oct. 1, 2020: FAFSA opens for 2021-2022 cycle and will use 2019 tax information.
Oct. 1, 2021: FAFSA opens for 2022-2023 cycle and will use 2020 tax information.
The FAFSA must be completed before your enrollment has ended for that cycle.
For example, 如果你的课程在4月27日结束, 2021 you must complete the 2020-2021 FAFSA before that date in order to be eligible for aid during that cycle. If your classes end sooner, you must complete the FAFSA sooner!
Students who are eligible to domicile in the United States, are classified as Texas residents (see Texas Residency FAQs below), who are ineligible to apply for federal financial aid using the FAFSA ,可以完成 Texas Application for State Financial Aid (TASFA). The TASFA application is used to determine eligibility for state-funded grant aid, which is the Texas Equalization Grant (TEG) up to $3,300 annually. Once admitted to UIW, submit your signed TASFA and documents using the 安全的上传 .
Documents required to be submitted for the TASFA:
- 德州居民宣誓书
Must be notarized – the state has not authorized any leniency on this notarization. However, some notaries do offer online notarization services. 联系您附近的公证人验证选项. - Signed copy of parents tax return (if they filed)
Note: if parents earned enough to be required to file, 但没有提交, 你将没有资格获得TEG. - 只限男生
Proof of 兵役登记 或获得豁免的资格.
Students that do not qualify to complete the FAFSA have 其他的机会 for assistance, which are not dependent upon the FAFSA.
SPS students typically attend courses year-round. 你的援助将在夏季平均分配, 秋季和春季学期, and then readjusted based on your actual enrollment (if necessary). Students who do not attend the summer semester will have their aid divided evenly between fall and spring.
例如:如果你是一个大三/大四的学生, 您的最高贷款资格将高达12美元,一学年500美元. This amount will then be divided evenly into summer, 秋季和春季学期(大约4美元),167(每学期).
Yes! You can still complete a FAFSA to apply for additional aid.
Employer reimbursement and/or tuition assistance funds must be accounted for as part of your financial aid package, and any remaining eligibility can be filled in with grants and/or loans (depending on what you are eligible for).
If your employer requires an unpaid invoice in order to submit your funds, you may contact the Office of 金融援助 (OFA) to have the funds removed. If you need them reinstated later, you will need to contact us.
The FAFSA will indicate to us any amounts of loans and/or Pell grants that you have used. There are annual as well as lifetime (aggregate) maximums for each of these funds. Once you have reached the lifetime maximum, you will no longer be eligible for that fund.
补贴补贴贷款/:最高57元,在本科阶段总共有500人, 最高138元,500 total at the graduate level (including amounts taken out previously at undergraduate or graduate level).
家长或毕业生PLUS贷款: no aggregate maximum, but requires credit approval.
Pell Grant: lifetime maximum of 600% (the equivalent of 12 semesters of full-time enrollment).
You should consider using student loans sparingly and minimize any refunds you are using for living expenses, especially if you are getting close to your maximum.
As long as you are enrolled at least half-time (6+ hours per semester at the undergraduate level, 或研究生阶段每学期3小时以上), your enrollment will be reported monthly to the National Student Clearinghouse (NSC). Most loan servicers subscribe to these NSC reports in order to update student loan statuses.
If you need your deferment updated sooner or your servicer does not subscribe to NSC, you will need to obtain an in-school deferment form from your loan servicer and submit it to the Office of 金融援助 to be completed.
Your FAFSA will ask you how many people are in your household, and how many of those in the household will be enrolled at least half-time during the same financial aid year.
Your FAFSA will take into account that total number in determining your aid eligibility for the year. Having other family members concurrently in college does NOT cause you to lose any aid eligibility, unless you have inaccurately reported that information.
If you have children in your household who are in college, you DO list them in the number in college. If your parent is in college, you do NOT list them in the number in college.
所有的援助都需要你自己去做 令人满意的学业进展 (SAP).
As an undergraduate student, you must maintain 75% course completion and a 2.累计GPA不低于0分.
As a graduate student, you must maintain 75% course completion and a 3.累计GPA不低于0分.
This includes ALL previous attempted coursework, whether you were receiving aid at the time or not. You must also (at either level) not attempt more than 150% of the number of hours required for your degree program.
If you do not meet these minimums or exceed the 150% timeframe, we require you to go through an appeal process in order to possibly regain aid eligibility. If your appeal is denied, you will need to pay out of pocket or pursue private loan funding.
The Department of Education also monitors students who have attended and received aid at more than 2 schools in the past 4 years. If that is the case, your FAFSA will be flagged for further review. If you have not been receiving credit for the semesters in which you have received aid, you may be denied future aid depending upon your specific circumstances for not earning credit.
Students often ask about financial aid for living off-campus. This is different from living at home with relatives, 因为它包括了额外的租金, utilities, food, etc.
Financial aid is based on a standard cost of attendance, which includes reasonable living expense amounts meant to assist you with covering those costs (not necessarily covering them completely). It is important to understand your direct billed costs (such as tuition and fees) and then plan for your other costs (such as books, 住房和食物). You can refer to your award letter and contact our office if you have questions!
我的账单会有什么变化啊?
当你住在校外时, you will be charged only for direct costs - tuition, fees, parking, insurance, etc. There will be no room or board charges on your account, so the amount you will owe UIW will not include housing costs. However, you can still use loan assistance to help pay for rent, utilities, 杂货和其他每月费用.
If the amount of aid you are receiving is greater than the direct costs billed by UIW, you will receive a refund check (or direct deposit, if you sign up for e-refunds) that you can use to help cover your living costs.
生活费用及预算
Living off-campus can give you more flexibility in determining how much you will pay for such items as rent and groceries. Be sure to develop a realistic monthly budget that includes all of your expenses, 包括电缆, 互联网和其他公用事业. UIW uses a room and board budget that includes a reasonable budget for rent (based on nine-month double-occupancy) and groceries. Additional financial aid will not be granted for costs that exceed this budget, 即使你选择不找室友.
It is important to remember that if you are eligible for a refund, it will not be available to you until after the 100% drop date of the semester, if your file is complete and you are meeting the enrollment requirements for your aid. You must budget accordingly to make sure you do not miss any rent, deposits or other payments while you are waiting for your aid.
Financial aid cannot be increased to cover additional costs such as:
- 租期: Financial aid is based on a nine-month schedule, but most leases require a twelve-month agreement, so you may have some rent payments without financial aid. You must budget for these extra months accordingly.
- Security deposit, move-in fee and first month's rent: 除了第一个月的房租, many apartments/leases may require you to pay a security deposit and/or a move-in fee at the time of signing. You may need to pay these expenses before the end of the current school year for the upcoming year's lease, 取决于你的租赁条款.
- 启动成本: Many utilities, 比如互联网和有线电视, may require a security deposit and/or installation fee, 如果你以前从未使用过他们的服务.
Helpful Tips
- Enroll in direct deposit to speed up the refund process. This is separate from your work-study/payroll direct deposit and can be set up through the 业务办公室.
- Develop a reasonable cost plan for off-campus expenses and compare it to on-campus costs before making your final decision.
- 如果你打算在校外找室友, it is easier to handle financial matters if everyone's name is on the lease and utilities. Make sure your roommates understand how they will be able to pay their share of the expenses.
- 居住生活办公室提供了一个 附近校外住宅列表. While UIW does not endorse or recommend any particular property over another, it can be a good place to get information to assist in your search.
校本奖学金
The 道成肉身的大学 offers a number of scholarships to international undergraduate students seeking their first degree. Contact the 国际招生办公室 了解更多信息. Other scholarship opportunities and criteria can be found here on the 学术资源 webpage.
额外的资源
留学美国经济援助指南.S..
Students from Latin America or the Caribbean can find a listing of scholarships, grants, 奖学金和贷款, 由 Rowe Fund program of the Organization of American States ( OAS). 70多年来, Rowe Fund has granted interest-free student loans for university studies in the U.S.. 补充其他资金来源.
Definitions of terms commonly used when discussing financial aid.